1. The minimum denomination of the scheme is Rs.20/- per day.
2. The company reserves the right to reject any application for opening the account without assigning any reason.
3. The company reserves the right to attach/transfer any account to any its branch.
4. Defaulters will be charged at the rate of Rs. 2/- per Rs. 100/- per 15 days.

Period	Rate Of Interest
365 days	4.00%
540 days	4.25%
730 days	4.50%
1000 days	5.00%
1800 days	5.50%

Features of Saving Account

Main Features	Saving Account
Minimum Deposit	Rs 200/- only
Nomination Facility
Attractive Rate of Interest	4.25%
SMS Facility

Tenure of Payment:-

The tenure of the account is 12 months and above.

Issue Passbook:-

A passbook will be issued to every Member Account Holder. The Member Account Holder shall get the pass book updated at regular intervals.